Workers’ Compensation Policy
providing coverage our goal is to give our customers the best policy for
their situation at the lowest possible cost. It is standard that every
insured get every credit for which they qualify. Here is a sample of some
credits offered to workers’ compensation policies:
Drug Free Workplace Credit
Workers' Compensation Group
can arrange to have a certified drug-free
workplace established for our customers at no cost.
Safety Program Credit
If you do not have an
existing safety program, Workers' Compensation Group can
provide a state approved program developed for your industry at no cost.
Florida Contracting Classification Premium Adjustment Program (FCCPAP)
Employers in Florida with contracting classifications and a higher average hourly rate may qualify for this additional credit ranging from 5% to 25%.
Employers can choose to
add a deductible to their policy beginning at $500 with corresponding
credits beginning at 1.6%.
It is also common practice for our agents to verify the state imposed
Experience Modification Factor, making sure a claim revision has not been
Finally, here are a few other unique services that Workers'
Compensation Group offers (at little or no cost)...a few things that
set us apart from other agencies:
An employer has the
right to conduct an employee background search regarding workers’
compensation claims. Workers' Compensation Group will
assist you with this.
Workers' Compensation Group will provide assistance to our policyholders in order to set up and implement safety regimens and programs, OSHA training and certification, and industry specific loss control and prevention protocols.
All our clients receive
Workers' Compensation Group unmatched claims handling abilities and experience especially for claim payment, fraud investigation, settlement mediation
and subrogation liens.